We highly recommend before you hire any professional or company to provide insurance-related services, you check with the Better Business Bureau and state licensing authority for Insurance agents, brokers, and companies.
Information We Collect
We collect and store information that you voluntarily provide to us as well as data related to your site visit and usage.
We collect personally identifiable information (including, but not limited to, name, e-mail address, address, and phone number) that is voluntarily provided to us by you. For example, you voluntarily provide personally identifiable information when you send us an email, use certain features of the Site such as "Contact Us", etc..
In addition, during your visit, we automatically collect certain aggregate information related to your site visit. Aggregate information is non-personally identifiable or anonymous information about you, including the date and time of your visit, your IP address, your computer browser information, the Internet address that you visited prior to and after reaching our site, the name of the domain and host you used to access the Internet, and the features of our web site which you accessed.
How We Use Information
We use collected information to make available and to improve our high standard of reliable services. We use such information to respond to inquiries or service requests and monitor such responses; to provide information about insurance products or services or those of the insurance agents listed on our web site; to resolve problems, and to manage our site and assess its usage.
Disclosure of Information
We do not sell or rent personally identifiable information to third parties who are not affiliates of GaySurance.com. We may disclose personally identifiable information to appropriate affiliates of GaySurance.com, including strategic alliance affiliates, to respond to a request for service or to provide information about available products or services, and to third-party service providers. We may share aggregate information with certain third parties such as advertisers, national industry organizations, and prospective affiliates. In addition, we reserve the right to disclose aggregate information and personally identifiable information to third parties as required or permitted by law, and when we believe that disclosure is necessary to protect our rights.
This Web site is not directed toward children, and we do not knowingly collect information from children.
Effective Date; Policy Changes
Limitation of Liability
UNDER NO CIRCUMSTANCES SHALL GaySurance.com, Hammerberg & Associates, Inc. AND OR ITS GROUP OF COMPANIES BE LIABLE FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF THE INFORMATION OR MATERIALS ON THIS SITE, EVEN IF GAYSURANCE OR AN AUTHORIZED REPRESENTATIVE OF GAYSURANCE.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
This policy is governed by the laws of the State of California without giving effect to any principles of conflict of law.
To contact us with your questions or comments regarding this policy or the information collection and dissemination practices of this Site, please us our Contact Form.