Home Insurance
Domestic Household Content
Building/Landlord Insurance
Many landlords who own either buildings or land are worried about protecting their property. One way to ensure that you are protected against losses and damages is to purchase landlord insurance. This will enable you to recover losses quickly in case of an accident or other mishap at your property. These policies cover your properly from any sort of damage that could occur be it theft, fire, or flood. It is really the best way to protect the investment you have in your property.
When purchasing insurance be sure you are aware of the type of policy you are getting. There are many different kinds of policies available for a variety of prices. There will be several factors that go into determining the actual cost of the policy. One way to get quotes for insurance is to go online. When comparing prices make sure you also compare the type of coverage that you are getting. Most policies will give you...
Renters Insurance
The first time most people think about insurance is with their first car or home. Usually this is because the law or bank requires us to do so. Although renter's insurance is usually not required, it is just as necessary to have. Not only will renter's insurance protect your personal items, it will also give you help with temporary housing and liability protection such as medical expenses for people on your property or a lawyer if you are sued by someone unintentionally injured by you. Once you determine your need for renter's insurance, knowing your options will help you choose the best policy.
If the ceiling in your rented property is damaged by wind or hail in a storm, of course the ceiling is covered by your landlord. But what about your brand new stereo and TV that was damaged? Also, while the ceiling is being fixed, do you have enough money to immediately find another place to stay? These are the types of things that would be covered by your renter's insurance policy. Along...
Credit Card Insurance
At first glance, a credit card insurance policy sounds like a great deal: For mere pennies on every $100 of debt, your credit card bills will be paid even if you don't have the money. Sounds like a bargain, right?
As with everything in life, however, if it sounds too good to be true, it probably is. Though many cardholders believe a policy will pay off the card completely, the reality is that most plans only cover the minimum payments. And even if you have the insurance, the company may make it difficult for you to collect.
Variations on a theme
Though programs and coverage will vary, there are four basic types of credit insurance:
- Credit life insurance pays off the credit card balance owed at the time of the cardholder's death.
- Credit disability insurance will make the minimum payment due for a specified period after a medical disability. Purchases made after the disability...