By Guest Author Scott Daugherty

Anybody who watches the news this morning (Feb 7) sees about the horrible storms that ripped through the south. They say that this was the worst damage from tornadoes in 23 years. Just 2 ½ years ago, we saw the worst damage of all time on the Gulf Coast after Hurricane Katrina tore up the coastline from Louisiana all the way to Alabama. There are many other events that I am sure that you can think of.

How many people do you think had enough insurance coverage to sustain their losses? The answer, may surprise you. Statistically, only about 57% of American's have any insurance coverage on their home. Whether you are a renter or a homeowner, there is a policy available for you.